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Just as your patients need to maintain insurance coverage, so should you. Your medical office comes with a unique set of risks and a medical office insurance policy offers protection from the unexpected.
While the list of every possible risk your medical office faces is lengthy, you can get insurance to help bring you coverage and peace of mind. Here are some of the most common risk factors in the medical industry that may be covered with medical office insurance:
Naturally, such insurance can include more common business risks such as damage to property, personal injury, liability for visitors, and loss of income if your office is temporarily unusable. However, it may also include some specific risks for the medical profession.
For example, if you had an electrical failure or a mechanical breakdown, medical goods such as vaccines could spoil. A data breach or computer hack could be particularly devastating given the sensitive information you store. Paper records could be costly to replace after a fire. These risks may be covered under this type of policy.
Don’t make any assumptions about your policy, however. Insurance is highly unlikely to cover medical malpractice and other liabilities relating to the advice and treatment you provide, so you’ll need to get such coverage separately.
Contact us for more information on medical office insurance and how it may benefit your practice.